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Well, dang! From what I’ve heard and read, it looks like we’ve reached an all-time world-class new record in the amount of personal debt on the books. Now it’s probably not quite as bad as we’ve been led to believe, however many of us have managed to tromp further than we should have
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How can you decide how much you have for bills and expenses whenyour paycheck varies from one payday to the next? That's a question a lot of people struggle with.A few of the occupations that I can think of off hand that could fall into this category are waitresses or waiters working for
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The first step to avoiding the troubles of financial debt is to
create and maintain a budget. It's not as intimidating as it
sounds, don't worry.
First off, create a list of all your monthly income and also a
list of your monthly expenses. When determining income, list all
sources including alimony, child support, side jobs, etc.
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