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There's that horrifying word. The one that makes so many peoplecringe at it's very utterance. It seems like they could make avery good spooky movie with the title "You Have To BUDGET!".Yeah, that's a little dramatic but I have been helping peoplewith their personal finances for almost 30 years and it's nottoo far
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The honeymoon is over! How times have changed from those glory
years when you and your spouse-to-be were footloose and fancy
free. You were dating, having fun, planning your dream wedding,
the vacation on some exotic island and then living happily ever
after.
Now, you've settled into the routines of life: work, paying the
ever-increasing bills, and perhaps
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This is probably the most requested topic that I receive, normally after someone gets a large unexpected expense, or they start thinking about retirement and realize that they have saved a woefully inadequate amount of money.
I recommend using a monthly time-frame to look at your cash inflows and outflows, because most bills are
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