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Well, dang! From what I’ve heard and read, it looks like we’ve reached an all-time world-class new record in the amount of personal debt on the books. Now it’s probably not quite as bad as we’ve been led to believe, however many of us have managed to tromp further than we should have
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Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that. Usually, if you just wait a week or two, the urge to
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The first step to avoiding the troubles of financial debt is to
create and maintain a budget. ItÃs not as intimidating as it
sounds, donÃt worry.
First off, create a list of all your monthly income and also a
list of your monthly expenses. When determining income, list all
sources including alimony, child support, side jobs, etc. In
calculating
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